Filing Homeowners Hurricane Claims with Houston Personal Injury Lawyers
Hurricane Ike caused a lot of destruction to properties along the Texas Coast, costing billions of dollars in damage and necessitating the filing of many homeowners hurricane claims. Many people who spent years paying off mortgages were the victims of this disaster, and while they have done everything they are supposed to do as policyholders, their homeowners claims may have been unjustly rejected. For some of these individuals, Houston personal injury lawyers may be able to help them recover some of their losses, in spite of the current decisions by their insurance company.
In a time of such an overwhelming disaster as Hurricane Ike, some insurance companies were forced to dispatch thousands of personnel to the affected areas. Sometimes these personnel may not have the professional experience and expertise necessary to deal with so many homeowners claims. Individual homeowners may find that these inexperienced adjusters become too quick to reject a claim, causing frustration and economic hardship for those who are faced with uncertainty about their future.
Did you know that most homeowners insurance does not cover the flooding that results from a hurricane? This damage is actually covered by the National Flood Insurance Program; and most policies include a sentence that excludes damage from floods, waves, tidal water, surface water, overflow of a body of water or even spray from any of these sources. However, homeowners hurricane claims do cover wind damage and other damage that results from wind-driven rain. Some unscrupulous insurers will use the flood disclaimer to get out of paying homeowners claims that involve only wind damage. Rather than fighting with insurance companies over whether the damage to your home was caused by flooding, wind or wind-driven rain, many individuals choose to get the help of Houston personal injury lawyers.
If you are not sure if you have been the victim of a bad faith practice insurance company, contact the experienced attorneys at Walker & Crawford, P.C. We can help our clients handle the following hurricane homeowners claims situations:
- Denied claims
- Disputes over covered damages
- Partial payment of homeowners claims
- Roof or other exterior damage from Hurricane Ike
- Interior damage to insulation, drywall floors or ceilings
- Incurrence of additional living expenses due to hurricane damage
Having Houston personal injury lawyers on your side can be of immeasurable help to homeowners who are facing hurricane recovery. If you need help with this type of insurance problem, contact Walker & Crawford today at 832-369-8270.
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